By the Trusted Jewelries team · Published Nov 3, 2026 · Updated Nov 3, 2026 · Facts checked Nov 3, 2026 · How we check stores
43Trust Score
Proceed with caution
See the breakdown

Our verdict

A global fast-fashion jewelry chain, run in the US by Lovisa America, LLC, selling low-priced plated, cubic zirconia and steel pieces — with 30-day refunds and PayPal, but return postage on you, no change-of-mind returns on earrings or piercing jewelry, no warranty period and poor ratings on Trustpilot and Google.

Visit Lovisa
We may earn a commission if you buy through this link. It never changes the score. How we make money

Best for

  • Shoppers buying inexpensive trend pieces such as rings and bracelets who don’t mind paying return postage1,2,3

Not ideal for

  • Anyone buying earrings who might change their mind: they can’t be returned3
  • Buyers who want a warranty or pieces built to last1,2,3,4,5,6,7,8,9,10,11,12,13,14,15

The bottom line. Lovisa opened its first store in April 2010 and now has more than 900 stores in over 45 countries16; its US site names Lovisa America, LLC, with a New York mailing address17, and Google results describe Lovisa Holdings Limited as one of Australia’s leading fast-fashion jewelry retailers18. It sells inexpensive fashion jewelry — a cubic zirconia ring for $17.99, a tennis bracelet for $24.991,2 — in gold- or silver-plated metal, stainless steel and some sterling silver2,12,13, with stones named as cubic zirconia or crystal9. You get 30 days from delivery for a refund to your original payment method3, and the Shopify checkout takes cards, PayPal and Klarna2,19. It scores in the ‘caution’ range because you pay the return postage3, earrings — its biggest category — piercing jewelry and hair accessories can’t be returned for a change of mind3,20, it states no warranty period1,2,3,4,5,6,7,8,9,10,11,12,13,14, and its shipping page says it isn’t responsible for ‘failure to deliver’21. On Trustpilot it scores 2 out of 5, with poor product quality a frequent complaint22,23, and a Denver store has 2.5 stars on Google24.

What we like

  • 30 days from delivery for a refund to your original payment method3
  • Online orders can also be returned to a Lovisa store4
  • Cards, PayPal and Klarna on a Shopify checkout2,19
  • Stones named as cubic zirconia, crystal or ‘Diamond Simulant’9,20
  • The US company, Lovisa America, LLC, is named17
  • Email and live chat, with replies within 24–48 hours7

Watch out for

  • You pay the return postage: ‘Lovisa does not offer free returns’3
  • No change-of-mind returns on earrings, piercing jewelry or hair accessories — by our count more than half of its product feed2,3,20
  • No warranty period: faulty items are handled by Customer Care, with ‘consumer guarantees’ described only in general terms1,2,3,4,5,6,7,8,9,10,11,12,13,14
  • ‘Not responsible for any delay, late delivery or failure to deliver’; insurance isn’t mentioned3,4,5,21
  • Trustpilot 2 out of 5 and a 2.5-star Denver store on Google; quality complaints recur15,22,24
  • No phone number on its pages, and no owners or executives named on the site5,7,16,17,19
How we checked Lovisa. On Nov 3, 2026 we read 23 pages of Lovisa’s website — policies, FAQ, terms, warranty and contact pages, and saved a copy of each. All 68 facts in this review come from those copies or from the other sources listed at the end, and each one was checked against its saved source before publishing. We also looked at the domain registration record, Trustpilot and Reddit.
On this pageAt a glanceTrust Score breakdownWho is behind LovisaHow to reach LovisaReturns & exchangesShipping & deliveryWarranty & aftercareWhat Lovisa sells & what it costsPayment & financingWhat customers sayLovisa FAQUpdate historySources

Other stores we’ve checked

Kendra Scott69/100 · Mostly reliableAustin fashion-jewelry brand since 2002: plated brass, sterling silver and lab-grown diamonds · Visit
Dean Davidson60/100 · Mostly reliableGold-plated brass jewelry with hand-cut stones from a Toronto designer · Visit
Monica Vinader71/100 · Mostly reliableBritish gold-vermeil and recycled-silver jewelry with 100-day returns and a 5-year warranty · Visit
Keyzar78/100 · TrustworthyEngagement rings with lab-grown or natural diamonds · Visit
Shane Co.78/100 · TrustworthyFamily-owned US jeweler since 1929: engagement rings, diamonds, pearls · Visit

Lovisa policies at a glance

Return window30 days from delivery, refund to the original payment method (proof of purchase needed)3,4
Return shippingPaid by you ('Lovisa does not offer free returns'), or return to a store3,4
Can't be returnedEarrings, piercing jewelry, hair accessories, face masks, gift cards (change of mind)2,3
RefundFull refund; shipping costs not refunded; exchange only without proof of purchase3,4
WarrantyNo warranty period; faulty items handled by Customer Care1,2,3,4,5,6,7,8,9,10,11,12,13,14
ResizingNot offered (rings in S/M and M/L)1,3,4,5
ShippingStandard free over $45, $5.99 under (3–6 business days); US and Canada; insurance not mentioned3,4,5,21
FinancingKlarna19
PaymentVisa, Apple Pay, PayPal, Klarna (Shopify checkout)2,19
Company named on the siteYes: Lovisa America, LLC (privacy policy)17

How Lovisa scores

Identity & transparency
16 / 20
New York mailing address in its privacy policy; Dallas address in its markup; Email and live chat; no phone number shown; Domain registered in 2004; Lovisa America, LLC named in its privacy policy; Founder and chairman named only in third-party sources
Purchase protection
11 / 25
30 days from delivery; Buyer pays return shipping; Full refund, no restocking fee; Exclusion lists and proof-of-purchase rules worded differently; Earrings, piercing jewelry and hair accessories: more than half of the feed; Insurance not mentioned; Not responsible for failure to deliver
Warranty & aftercare
1 / 15
No warranty period; No free maintenance; Sells rings; no resizing; Remedies for faulty items promised only in general terms
Product transparency
5 / 13
Body jewelry: titanium and surgical steel with no grade or standard; Plating named, no thickness or base metal; one set only 'Metal'; Cubic zirconia, crystal and simulants named as such; No diamonds or precious gemstones (doesn't apply); No sourcing policy
Payment safety
7 / 7
Cards and PayPal; Most products cost under $100 (doesn't apply); Shopify
Reputation
1 / 15
TrustScore 2 out of 5; Chain with no flagship named: a store we found has 2.5; No BBB profile found yet; Recurring quality and skin-irritation complaints

Not scored because they don't apply to Lovisa: appraisal, installments. The other 95 points are scaled to 100 (41 of 95). We are still checking Lovisa on the BBB; the score will be updated when that's done.

The same rules apply to every store. How the Trust Score works

Who is behind Lovisa

Lovisa says it was created to sell on-trend fashion jewelry at ready-to-wear prices, with 150 new styles reaching its stores each week16. It opened its first store in April 2010 and now counts more than 900 stores in over 45 countries16. Its US privacy policy names Lovisa America, LLC, with a mailing address at 5 Penn Plaza in New York (PMB #19108)17; the site’s markup gives an address on Shady Trail in Dallas19, and its text-message service is operated by Lovisa Pty Ltd5. The lovisa.com domain dates from May 200425.

The site names no owners or executives5,7,16,17,19. In Google results, Wikipedia says the brand was launched by Australian billionaire Brett Blundy26, the Australian Financial Review reports that Blundy holds a 39 per cent stake and is the company’s chairman27, and a market site describes Lovisa Holdings Limited (ASX: LOV) as one of Australia’s leading specialist fast-fashion jewelry retailers18.

All details we checked
US company in its privacy policyLovisa America, LLC, with a New York mailing address (a PMB)17
Address in the site's markup11054 Shady Trail Ste #303, Dallas, Texas 7522919
Text-message service operatorLovisa Pty Ltd5
What it says it doesOn-trend fashion jewelry at ready-to-wear prices; 150 new styles a week16
SizeFirst store April 2010; 900+ stores in 45+ countries16
Domain registeredMay 22, 200425
Owners or leadership on the siteNot named5,7,16,17,19
Founder (Wikipedia, in Google)Launched by Australian businessman Brett Blundy26
Chairman (Australian Financial Review, in Google)Brett Blundy holds 39% and is chairman27
Parent company (in Google)Lovisa Holdings Limited, listed in Australia (ASX: LOV)18

How to reach Lovisa

Lovisa’s contact page offers email and live chat, with replies within 24–48 hours7; its piercing FAQ gives the address [email protected]6. We found no phone number on its pages — only one in the site’s code19 — so we don’t count phone support.

All details we checked
Customer CareEmail and live chat; replies within 24–48 hours7
Email[email protected]6
Live chat (page code)Gorgias live chat7
PhoneOnly in the site's markup (833-963-1266); none shown on its pages19

Returns & exchanges

If you change your mind, you have 30 days from delivery of an online order to get a refund to your original payment method, as long as you have the receipt or proof of purchase; without it, you can only exchange3. Pieces must be unworn and unused, with all packaging and labels3. Lovisa says plainly that it doesn’t offer free returns: you pay the return shipping, and the original shipping isn’t refunded3,4. Online orders can also be returned to a Lovisa store4, and online returns are processed within 10 business days of arriving3.

Earrings, body piercing products, hair accessories, face masks and gift cards can’t be returned for a change of mind3. Earrings are its largest category, and with piercing jewelry and hair accessories they make up more than half of the first 2,000 products in its feed, by our count20. The exception is the Sensitive Ears Collection, which comes with a 100% money-back guarantee if your skin reacts5.

Which earrings can't come back?
The top of the returns page excludes ‘pierced earrings, body jewellery or hair accessories’3, while its conditions of return and its product pages exclude all earrings, with piercing jewelry, hair accessories and gift cards2,3. We score the wider rule. Treat earrings bought online as final sale unless they’re faulty or from the Sensitive Ears Collection5.
All details we checked
Return window30 days from delivery of an online order, refund to the original payment method with proof of purchase3
Refund policy pageRefunds within 30 days of delivery; receipt or proof of purchase required; shipping not refunded4
No proof of purchaseExchange only3
ConditionUnworn and unused, with all packaging and labels3
Return postage'Lovisa does not offer free returns'; you pay to send it back3
Returning to a storeOnline orders can also be returned to a Lovisa store4
ProcessingWithin 10 business days of receiving the parcel3
Exclusions (top of the returns page)No returns or exchanges on pierced earrings, body jewellery or hair accessories 'for hygiene reasons'3
Exclusions (conditions of return)Earrings, body piercing products, hair accessories, face masks and gift cards can't be returned for change of mind3
Exclusions (product pages)No returns or exchanges on earrings, piercing jewelry, hair accessories or gift cards2
Earrings, body jewelry and hair accessories in the product feedEarrings are the largest category; with body jewelry and hair accessories, more than half of the first 2,000 products (our count)20
Sensitive Ears Collection100% money-back guarantee if your skin reacts5

Shipping & delivery

Standard US delivery takes 3–6 business days and is free over $45, or $5.99 below; Express costs $14.99 and Next Day $24.9921. Its terms put the free-shipping threshold at $40 instead5. Orders usually ship within 2 business days21, via USPS5, to addresses in the US and Canada21. We found no mention of insurance or a signature3,4,5,21, and the shipping page says Lovisa is ‘not responsible for any delay, late delivery or failure to deliver’21.

All details we checked
US shippingStandard 3–6 business days: free over $45, $5.99 under; Express $14.99; Next Day $24.9921
Free-shipping threshold in the terms$405
DispatchUsually within 2 business days21
Carrier'All deliveries are registered and shipped via USPS'5
Where it shipsUSA and Canada21
Insurance or signatureNot mentioned3,4,5,21
Lost or late parcels'Not responsible for any delay, late delivery or failure to deliver'21

Warranty & aftercare

We found no warranty period on Lovisa’s policy or product pages1,2,3,4,5,6,7,8,9,10,11,12,13,14. If an online order arrives damaged or becomes faulty, its Customer Care team ‘will assist’, and you can also contact it or visit a store3. A ‘Your right to remedies’ section says you’re entitled to a refund or replacement for breach of ‘consumer guarantees’ — for example an item that is faulty, not of merchantable quality or not fit for its purpose3 — but it sets no warranty period and lists no exclusions.

We found no resizing service1,3,4,5. Product pages advise keeping pieces away from water, moisturisers and perfume10.

All details we checked
WarrantyNo warranty period on the pages we read1,2,3,4,5,6,7,8,9,10,11,12,13,14
Faulty itemsCustomer Care 'will assist'; contact them or visit a store3
'Your right to remedies'Refund or replacement for breach of 'consumer guarantees' (faulty, not of merchantable quality, not fit for purpose)3
ResizingNot offered; rings come in S/M and M/L1,3,4,5
Care adviceAvoid contact with water, moisturisers and perfumes10

What Lovisa sells & what it costs

The first 2,000 products in Lovisa’s feed are earrings, rings, wristwear, necklaces, body jewelry and hair accessories20, at low prices — a cubic zirconia ring for $17.99 or a tennis bracelet for $24.991,2. Product pages name the finish, such as ‘Gold Plated’, but not the base metal or the plating thickness1,2,8,9,10,11,12,13,14, and one set says only ‘Composition: Metal’10. Its waterproof range is PVD-plated stainless steel13, and some studs are sterling silver12. The ring we checked comes in S/M and M/L1.

Stones are named as cubic zirconia or crystal9, and some pieces are sold as ‘Diamond Simulant’20; we found no natural or lab-grown diamonds1,2,8,9,10,11,12,13,14,20, so appraisals are left out of the score. Body jewelry is scored on its metal: the nose-stud set lists only ‘Titanium’, and the piercing FAQ names titanium, surgical stainless steel and 14kt gold, with no grade or standard6,11,20. Piercing studs and hoops are called hypoallergenic and nickel safe6. We found no sourcing policy1,2,5,8,9,10,11,12,13,14,16,19.

All details we checked
What it sellsEarrings, rings, wristwear, necklaces, body jewelry, sets and hair accessories (the first 2,000 products of its feed)20
Prices (product pages)e.g. $17.99 ring, $24.99 tennis bracelet, $29.99 set1
Price (tennis bracelet)$24.992
Metal on product pages'Gold Plated' or 'Silver Plated', without base metal or thickness2
Plating thicknessNot given1,2,8,9,10,11,12,13,14
One set'Composition: Metal'10
Waterproof rangePVD-plated stainless steel13
Sterling silver studs'Cubic Zirconia, Sterling Silver'12
Ring sizesS/M and M/L1
StonesCubic zirconia and crystal named as such9
Simulants (product feed)Pieces titled 'Diamond Simulant'20
Diamonds or precious gemsNone: simulants, CZ, crystal and plated metal1,2,8,9,10,11,12,13,14,20
Body jewelry metal'Material: Titanium' with no grade or standard; studs in surgical stainless steel11
Piercing metals (piercing FAQ)14kt solid gold, 24kt gold plated surgical stainless steel, surgical stainless steel, titanium for nose6
Implant grade or ASTM standardNot given6,11,20
Piercing studs and hoopsCalled hypoallergenic and nickel safe6
Piercing method (piercing FAQ)Says it uses a hand-pressured device, not a piercing gun6
Sourcing policyNone published1,2,5,8,9,10,11,12,13,14,16,19

Payment & financing

Product pages show Visa, Apple Pay, PayPal and Klarna2, PayPal checkout is switched on19, and the home page offers ‘Pay Later with Klarna’19. The store runs on Shopify19. Installments are left out of the score because its prices are low, like the $17.99 ring and the $24.99 bracelet above1,2.

All details we checked
Payment icons on product pages (page code)Visa, Apple Pay, PayPal, Klarna2
PayPal (page code)PayPal checkout enabled19
Klarna'Pay Later with Klarna'19
Checkout platform (page code)Shopify19

What customers say

On Trustpilot, lovisa.com has a TrustScore of 2 out of 5 from about a thousand reviews22, and Google shows 2.2 stars for that page23. Trustpilot’s summaries say that, of 200 reviews evaluated, most reviewers were unhappy and frequently complained about poor product quality, and that the jewelry breaks quickly, irritates skin or turns green15,23.

Lovisa doesn’t name a flagship or head-office store, so its Google points take the tier that every store rating we found reaches: a Denver store has 2.5 stars from 31 reviews24. Store reviews are mixed — on Yelp, one Glendale customer loves the earrings and prices28 while another warns against its piercings28, and on Reddit a commenter says Lovisa uses a gun for piercings and isn’t sanitary29, which its FAQ denies6. We’re still checking the BBB by hand.

All details we checked
Trustpilot (lovisa.com)TrustScore 2 out of 5 from about 1,000 reviews22
Trustpilot stars in Google2.223
Trustpilot review summary (in Google)Most of 200 recent reviewers unhappy; poor quality the most common complaint23
Trustpilot (another page, in Google)Jewelry breaking quickly, skin irritation, turning green15
Google (Denver store, 3000 E 1st Ave)2.5 from 31 reviews24
Yelp (Glendale store)29 reviews; praise for prices, a warning about a piercing that didn't heal28
Yelp (Glendale store, another review)A piercing that 'just never healed'28
Reddit, r/piercing'Lovisa use a gun for piercings and not sanitary either'29

Official social profiles

Linked from Lovisa’s own website, so these are the brand’s real accounts.

Alternatives to Lovisa

  • Kendra Scott — Fashion jewelry with 30-day returns, a free prepaid label and a one-year warranty against manufacturing defects
  • Dean Davidson — Gold-plated brass designer jewelry with a 5-year warranty covering repair or refurbishment
  • Monica Vinader — Gold vermeil and recycled silver with 100-day returns and a 5-year warranty that includes re-plating

Lovisa FAQ

Is Lovisa legit?

Yes, it’s a real chain with more than 900 stores in over 45 countries16, and its US site names Lovisa America, LLC17. But it scores only 2 out of 5 on Trustpilot22, you pay return postage3, and earrings and piercing jewelry can’t be returned for a change of mind3.

Is Lovisa jewelry real gold?

Its fashion jewelry is gold- or silver-plated, stainless steel or, for some studs, sterling silver2,12,13; product pages don’t give the plating thickness1,2,8,9,10,11,12,13,14. Its piercing FAQ lists 14kt solid gold among the metals for piercing studs6.

Is Lovisa jewelry waterproof, or does it tarnish?

Its waterproof range is PVD-plated stainless steel with a ‘durable, waterproof coating’13; the care advice on other pieces is to avoid water, moisturisers and perfume10, and Trustpilot reviewers often report jewelry turning green15.

What is Lovisa's return policy?

30 days from delivery for a refund to your original payment method, with proof of purchase3. You pay the return shipping, or you can return an online order to a store3,4. Earrings, piercing jewelry, hair accessories, face masks and gift cards can’t be returned for a change of mind3.

Can you return Lovisa earrings?

Not for a change of mind2,3. Faulty items are handled by Customer Care3, and the Sensitive Ears Collection has a 100% money-back guarantee if your skin reacts5.

Can you return Lovisa without a receipt?

Without a receipt or proof of purchase you can only exchange, not get a refund3.

Does Lovisa have a warranty?

We found no warranty period1,2,3,4,5,6,7,8,9,10,11,12,13,14. If an item arrives damaged or becomes faulty, contact Customer Care or visit a store3; its returns page promises a refund or replacement for breach of ‘consumer guarantees’, without a set warranty period3.

How long does Lovisa shipping take?

Orders usually ship within 2 business days21. Standard delivery takes 3–6 business days and is free over $45 ($5.99 below); Express costs $14.99 and Next Day $24.9921.

Who owns Lovisa?

The US site names Lovisa America, LLC17. According to sources in Google results, the brand was launched by Brett Blundy26, who holds a 39 per cent stake and chairs the company27, and Lovisa Holdings Limited is listed as ASX: LOV18.

Where is Lovisa from?

Australia: Lovisa Holdings Limited is described as one of Australia’s leading fast-fashion jewelry retailers18, and its founder Brett Blundy as an Australian billionaire26.

How many stores does Lovisa have?

More than 900 stores in over 45 countries, according to its About page16.

Does Lovisa use a piercing gun?

Lovisa says no: its piercing FAQ describes a hand-pressured device and says there’s ‘a big difference’ between it and a piercing gun6. A Reddit commenter disagrees29.

How do I contact Lovisa customer service?

By email or live chat; Customer Care replies within 24–48 hours7. Its piercing FAQ gives [email protected]6. We found no phone number on its pages.

How we score stores

The Trust Score adds up 100 points across six areas: identity & transparency (20), purchase protection (25), warranty & aftercare (15), product transparency (15), payment safety (10), reputation (15). Every point is tied to a fact we can link to, and the rules are the same for every store. Read the full methodology.

90+ Excellent · 75–89 Trustworthy · 60–74 Mostly reliable · below 60 Proceed with caution. Ratings from other platforms are summarized in our own words with a link; we don’t copy reviews.

Update history

  • Nov 3, 2026 — First published, before our editor’s review. Every fact checked against lovisa.com (its US store) and the other sources listed below as they read that day.
About this review

Researched and written by the Trusted Jewelries team. Every fact is checked against its source by our software. Our editor, Valentina Di Roberto, hasn’t reviewed this Trust Check yet; once that’s done, the editor’s name and the review date will appear here. Stores can’t pay for a review or a score. Found a mistake or a policy that has changed? Tell us and we’ll correct it.

Sources

All pages were read on Nov 3, 2026. Store policies change — check the store’s current terms before you buy.

  1. Lovisa — product page: Gold Emerald Cut Cubic Zirconia Ring | Jewel near me | Jewelery | Lovisa |
  2. Lovisa — product page: Gold Plated Cubic Zirconia Baguette Tennis Bracelet – Lovisa
  3. Lovisa — Returns & Exchanges | Lovisa Jewelry USA
  4. Lovisa — Refund policy – Lovisa
  5. Lovisa — Terms and Conditions | Lovisa Jewelry USA
  6. Lovisa — Piercing FAQs – Lovisa
  7. Lovisa — Contact Us | Lovisa Jewelry USA
  8. Lovisa — product page: Gold Plated Diamante Inlay Bangle – Lovisa
  9. Lovisa — product page: Silver Plated Cubic Zirconia Baguette Tennis Bracelet – Lovisa
  10. Lovisa — product page: Black Decorative Cup Chain Earrings Necklace Set | Jewel near me | Jewelery | Lovisa |
  11. Lovisa — product page: Titanium Fine Graduating Nose Stud & Ring 6-Pack – Lovisa
  12. Lovisa — product page: Sterling Silver Cubic Zirconia Micro Flower Stud Earrings – Lovisa
  13. Lovisa — product page: Waterproof Gold Plated Stainless Steel Leaf Cluster Stud Earrings – Lovisa
  14. Lovisa — product page: Gold Plated Pear Cubic Zirconia Pendant Necklaces 2-Pack – Lovisa
  15. ca.trustpilot.com: Read Customer Service Reviews of lovisa.com | 9 of 34 — Google result snippet, Nov 3, 2026
  16. Lovisa — About Us | Lovisa Jewellery
  17. Lovisa — Security & Privacy | Lovisa Jewelry USA
  18. listcorp.com: Annual Report to shareholders – Lovisa Holdings Limited … — Google result snippet, Nov 3, 2026
  19. Lovisa — home page
  20. Lovisa's product feed (products.json on lovisa.com, the first 2,000 products)
  21. Lovisa — Shipping and Delivery | Lovisa Jewelry USA
  22. uk.trustpilot.com: Read Customer Service Reviews of lovisa.com | 7 of 34 — Google result snippet, Nov 3, 2026
  23. trustpilot.com: Read Customer Service Reviews of lovisa.com — Google result snippet, Nov 3, 2026
  24. Google search: lovisa
  25. Domain registration record (RDAP)
  26. en.wikipedia.org: Lovisa (company) — Google result snippet, Nov 3, 2026
  27. afr.com: Blundy-backed Lovisa plans global push to cash in on … — Google result snippet, Nov 3, 2026
  28. yelp.com: LOVISA – Updated October 2026 – 29 Reviews – 21 Photos — Google result snippet, Nov 3, 2026
  29. reddit.com: Is Lovisa a good place to get lobes pierced? — Google result snippet, Nov 3, 2026