By the Trusted Jewelries team · Published Nov 3, 2026 · Updated Nov 3, 2026 · Facts checked Nov 3, 2026 · How we check stores
40Trust Score
Proceed with caution
See the breakdown

Is Surfers Jewelry legit? Our verdict

A young surf-inspired brand selling stainless steel jewelry plated in 14K or 18K gold, backed by a lifetime color warranty — but it doesn't refund your money for a change of mind (only an exchange or store credit), you pay return postage, and the site names no company and only a first-name founder.

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Best for

  • Swimmers and surfers who want low-priced plated pieces they can keep on, and are happy with an exchange or store credit if a piece doesn’t suit1,2,3

Not ideal for

  • Anyone who may want their money back: change-of-mind returns get store credit only3
  • Buyers who want solid gold or sterling silver: these pieces are plated stainless steel4

The bottom line. Surfers Jewelry was started in December 2024 by a founder who signs only as ‘Jess’1,5, on a domain registered in June 20246. It sells waterproof stainless steel jewelry plated in 14K or 18K gold, plus surf stickers and a gift card1,2,5, and backs the plating with a lifetime color warranty7. Checkout runs on Shopify with cards and PayPal8. It scores low mainly because there are no refunds for a change of mind: within 30 days of delivery you get an exchange (US orders) or store credit3, and you pay return shipping either way3. Package protection is a paid add-on3, items damaged or defective on arrival must be reported within 30 days of delivery7, and the site names neither a company nor the founder’s full name1,3,5,8,9,10,11. We found no Trustpilot profile12.

What we like

  • Lifetime color warranty: a piece whose plating fades or tarnishes under normal use is replaced once, free7
  • Materials named on every jewelry page we checked: stainless steel plated in 14K or 18K gold, CZ, genuine freshwater pearls4,13,14,15
  • Damaged, defective or wrong items are replaced or refunded with original shipping3
  • Return terms say the same thing on the policy, terms and FAQ pages1,3,10
  • Cards and PayPal on a Shopify checkout8
  • Pieces mostly cost $35 to $752

Watch out for

  • No refunds for a change of mind: exchange (US orders) or store credit within 30 days of delivery3
  • You pay return shipping on returns and exchanges, and shipping on the replacement too3
  • Package protection only with the paid Checkout+ add-on; without it, no guaranteed reimbursement for a lost parcel3,7
  • The lifetime warranty covers color and finish only and excludes pearl jewelry; items damaged or defective on arrival must be reported within 30 days of delivery1,7
  • No company named; the founder appears only as ‘Jess’1,3,5,8,9,10,11
  • A young domain, registered in June 20246
  • No resizing; rings come in set sizes1,3,4,7,13,14,15,16
How we checked Surfers Jewelry. On Nov 3, 2026 we read 15 pages of Surfers Jewelry’s website — policies, FAQ, terms, warranty and contact pages, and saved a copy of each. All 68 facts in this review come from those copies or from the other sources listed at the end, and each one was checked against its saved source before publishing. We also looked at the domain registration record and Trustpilot.
On this pageAt a glanceTrust Score breakdownWho is behind Surfers JewelryHow to reach Surfers JewelryReturns & exchangesShipping & deliveryWarranty & careWhat Surfers Jewelry sells & what it costsPaymentWhat customers saySurfers Jewelry FAQUpdate historySources

Other stores we’ve checked

Gorjana65/100 · Mostly reliableLaguna Beach brand of gold-plated and 14K gold layering jewelry, with 120+ US stores · Visit
Kendra Scott69/100 · Mostly reliableAustin fashion-jewelry brand since 2002: plated brass, sterling silver and lab-grown diamonds · Visit
Monica Vinader71/100 · Mostly reliableBritish gold-vermeil and recycled-silver jewelry with 100-day returns and a 5-year warranty · Visit
Keyzar78/100 · TrustworthyEngagement rings with lab-grown or natural diamonds · Visit
Shane Co.78/100 · TrustworthyFamily-owned US jeweler since 1929: engagement rings, diamonds, pearls · Visit

Surfers Jewelry policies at a glance

Return windowNo refunds for a change of mind; 30 days from delivery for an exchange (US orders) or store credit3
Return shippingPaid by you, also on exchanges (with or without Checkout+)3
Can't be returnedMade-to-order sweatshirts and caps, items marked final sale, gift cards3
RefundStore credit (an e-gift card that never expires); money back only for damaged, defective or wrong items3
WarrantyLifetime color warranty on the plating (one free replacement); pearl jewelry excluded; other defects within 30 days of delivery1,7
ResizingNot offered; rings in set sizes1,3,4,7,13,14,15,16
ShippingFree over $99; ships in 3–5 business days; package protection only with paid Checkout+3,8,17
FinancingNot scored: most products cost under $1002
PaymentCards, PayPal, Apple Pay (Shopify checkout)8
Company named on the siteNo: only the trade name 'Surfers Jewelry'1,3,5,8,9,10,11

How Surfers Jewelry scores

Identity & transparency
8 / 20
Los Angeles street address on its contact page; returns go to a Glendale address; Phone and email; no live chat; Domain registered in June 2024; Only the trade name; no legal entity named; Founder named only as 'Jess'
Purchase protection
7 / 25
No refunds for a change of mind: exchange or store credit only; You pay return shipping; Store credit only; The same 30-day exchange-or-credit rule on every page; a separate 14-day refund right for EU and UK buyers; Few exclusions: made-to-order apparel, final-sale items, gift cards; Package protection only as a paid add-on; free shipping only over $99, above most of its prices; Without Checkout+: help with a carrier claim, no guaranteed reimbursement
Warranty & aftercare
6 / 15
Lifetime warranty on the color and finish, which it calls manufacturing defects; No cleaning, repair or re-plating service; Sells rings; no resizing; Color and finish only; pearl jewelry excluded; one replacement
Product transparency
5 / 8
Sells no diamonds (CZ only) (doesn't apply); Base metal and gold karat named; plating thickness not; CZ, freshwater pearls and glass beads named as such; No diamonds or precious gemstones (doesn't apply); No sourcing policy published
Payment safety
7 / 7
Cards and PayPal; Most products cost under $100 (doesn't apply); Shopify
Reputation
3 / 15
No Trustpilot profile found; Online-only: scored on Trustpilot, where we found no profile; No BBB profile found; No recurring complaint pattern found

Not scored because they don't apply to Surfers Jewelry: diamond grading, appraisal, installments. The other 90 points are scaled to 100 (36 of 90). We are still looking for Surfers Jewelry on Trustpilot and the BBB; the score will be updated when that's done.

The same rules apply to every store. How the Trust Score works

Who is behind Surfers Jewelry

The site gives only a trade name, ‘Surfers Jewelry’9,10, and we found no company form — no LLC or Inc. — on any of its pages1,3,5,8,9,10,11. The founder signs only as ‘Jess’: the FAQ says Surfers Jewelry was started in December 2024, and the story page says the brand began because its founder wanted jewelry that ‘captured this essence of surfing’1,5. The surfersjewelry.com domain was registered in June 20246.

Its contact page lists 11870 Santa Monica Blvd #106422, Los Angeles9, and the FAQ calls it ‘a small business based in LA’ that ships from Hawaii and California1; its Facebook page lists Honolulu18, and its terms are governed by Hawaii law10. Returns go to Surfers Jewelry Returns, c/o Qerrius, in Glendale, California3. Pieces are ‘handmade by skilled artisans in PRC’4. The brand says it’s a member of 1% for the Planet and gives 1% of annual sales to environmental nonprofits such as Coral Gardeners1.

All details we checked
Who runs the site'Surfers Jewelry' (trade name); no company form given9
Terms of service'Surfers Jewelry' operates the site; Hawaii law governs10
Legal entityNot named1,3,5,8,9,10,11
Founder'Jess' — first name only; started the brand in December 20241
Founder (story page)Signed 'Jess (Founder of Surfers Jewelry)'5
Domain registeredJune 26, 20246
Address on its contact page11870 Santa Monica Blvd #106422, Los Angeles CA 900259
Where it's based'A small business based in LA'; ships from Hawaii and California1
Facebook pageLists Honolulu, HI18
Returns addressSurfers Jewelry Returns, c/o Qerrius, 600 Sonora Avenue, Glendale, CA 912013
GivingMember of 1% for the Planet: 1% of annual sales to environmental nonprofits such as Coral Gardeners1

How to reach Surfers Jewelry

The contact page gives a phone number, 3109038613, and the email [email protected]9. We found no live chat in the site’s code1,8. Orders can’t be changed or cancelled once placed1.

All details we checked
Phone31090386139
Email[email protected]9
Live chatNo chat widget in the page code1,8
Cancelling an orderNot possible once placed1

Returns & exchanges

Surfers Jewelry doesn’t refund a change of mind to your card. You have 30 days from delivery to ask for an exchange — for US orders only — or store credit, for unworn pieces in their original packaging3, and credit can be reduced or refused if a piece shows wear3. Store credit comes as an e-gift card for the value of the items, minus the original shipping, and never expires3; an exchange can be for another size, color or style, and you pay any price difference3. You pay to ship the return back, with or without Checkout+, and on an exchange you also pay shipping on the replacement3; a return that never arrives can’t be processed, so a tracked service is recommended3. The terms of service and the FAQ give the same rules1,10, and product pages say ‘Exchanges or store credit’4.

Your money does come back for an item that arrives damaged, defective or wrong: a replacement or a refund including original shipping, if you report it within 30 days of delivery with a photo3. Made-to-order sweatshirts and caps, items marked final sale and gift cards can’t be returned at all3.

Store credit, not a refund
Outside a faulty or wrong item, the most you get back for a piece you don’t like is store credit, and you pay the postage to send it3. Only customers in the EU and UK have a legal 14-day right to withdraw with a refund, and even they have the label cost deducted3. If you’re unsure about a size or color, check before you order.

Check Surfers Jewelry’s current return policy on surfersjewelry.com ↗

All details we checked
RefundsNo refunds to your payment method: exchange (US orders) or store credit3
Time limit30 days from delivery to start an exchange or store-credit request; unworn, in original packaging3
Worn itemsCredit or exchange may be reduced or denied for signs of wear3
Store creditAn e-gift card for the value of the items, minus original shipping; never expires3
ExchangesUS orders only: another size, color or style; you pay any difference3
Return shippingPaid by you, also on exchanges, with or without Checkout+3
Lost returnsReturns that don't arrive can't be processed; a tracked service is recommended3
Terms of serviceSame rule: exchange or store credit within 30 days; no refunds except faulty items and legal rights10
FAQSame rule: exchanges and store credit instead of refunds, 30 days from delivery1
Product pages'Exchanges or store credit'4
Damaged, defective or wrong itemsReplacement or a refund including original shipping; report within 30 days with a photo3
Can't be returnedMade-to-order sweatshirts and caps, final-sale items, gift cards3
EU and UK customersA legal 14-day right of withdrawal with a refund; label cost deducted3

Shipping & delivery

Shipping is free on orders over $998; most of its jewelry costs less than that2. Orders ship within 3–5 business days of the order date17, and it ships worldwide1.

Package protection comes only through Checkout+, an optional add-on at checkout for US orders that covers loss, theft or damage in transit and can’t be refunded once the order ships3,8. We found no mention of a signature or of insurance on ordinary orders1,3,7,8,10,17. If a parcel goes missing and you bought Checkout+, Surfers Jewelry files the claim and sends a replacement or refund once it’s approved; without it, the store helps you contact the carrier but ‘cannot guarantee reimbursement’7. For a parcel marked delivered, it asks you to wait 2 business days first7.

Check Surfers Jewelry’s current shipping options on surfersjewelry.com ↗

All details we checked
Free shippingOn orders over $998
Dispatch3–5 business days from the order date17
InternationalShips worldwide; buyers outside the US pay duties1
Package protectionCheckout+, an optional paid add-on, US only: covers loss, theft or damage in transit3
Home page'Package protection in the US with Checkout+'8
Insurance or signature on every orderNot mentioned; protection only through Checkout+1,3,7,8,10,17
Lost or stolen parcelsWith Checkout+: the store files the claim and replaces or refunds; without it: help with the carrier, no guaranteed reimbursement7
Marked delivered but missingWait 2 business days, then contact support7

Warranty & care

The Lifetime Color Warranty promises that the finish and color plating won’t fade, tarnish or wear off under normal use for the life of the product; if it does, Surfers Jewelry replaces the piece once with the same or a comparable item at no charge7. It says the warranty covers manufacturing defects, not general aging, and it excludes scratches and dents, color worn away by friction, loss or theft, misuse, harsh chemicals such as chlorine and attempted repairs by a third party7. The FAQ says pearl jewelry is excluded, while a pearl set’s product page says the guarantee covers its metal parts only1,16.

To claim, you email a photo and a description; the team reviews it within 5 business days and sends a prepaid label if it needs the piece back, and only the original buyer can claim7. The store may limit free replacements if it suspects abuse7. A piece damaged or defective on arrival must be reported within 30 days of delivery7; we found no written cover for other faults after that. We found no repair, re-plating or resizing service1,3,4,7,13,14,15,16.

Check Surfers Jewelry’s current warranty terms on surfersjewelry.com ↗

All details we checked
Lifetime Color WarrantyFinish and color plating won't fade, tarnish or wear off under normal use for the life of the product; replaced once at no charge7
What it covers'Manufacturing defects, not general aging'; not scratches, dents, friction wear, loss or theft, misuse, chemicals, third-party repairs7
Pearl jewelryFAQ: pearl jewelry excluded; product page: covers the metal parts only1
Pearl jewelry (product page)'Covers the metal parts only'16
Making a claimEmail with a photo; reviewed within 5 business days; prepaid label if the item is needed back; original buyer only7
Limit on replacementsThe store may limit free replacements if it suspects abuse7
Other defectsDamaged or defective on arrival: report within 30 days of delivery7
Repairs, resizing, re-platingNo service offered1,3,4,7,13,14,15,16

What Surfers Jewelry sells & what it costs

Its jewelry is stainless steel, with the gold pieces PVD-plated in 14K or 18K gold1. Product pages say so plainly — ‘Stainless steel plated in real 14K gold (silver option is stainless steel)’4,13 — but we found no plating thickness on the pages we checked1,4,13,14,15,16. Stones are named for what they are: CZ in the marquise pieces, ‘genuine freshwater pearls’, and glass beads alongside the pearls on a rainbow necklace14,15,16. There are no diamonds in its product feed2,4,13,14,15,16.

Its product feed lists 65 products: bracelets, including its Hair-tie Hider Cuff Bracelet, necklaces, earrings, rings and sets, plus surf stickers and a gift card2,8. Stickers cost $5, most jewelry $35 to $75, and sets up to $1992; the Dome Ring, for example, is $35.004. Rings come in set sizes — 5 to 9 on the freshwater pearl ring15. We found no sourcing policy, such as recycled metals1,4,5,8,13,14,15,16.

All details we checked
MetalsStainless steel; gold pieces PVD-plated in 14K or 18K gold1
On product pages'Stainless steel plated in real 14K gold (silver option is stainless steel)'4
Earrings'Stainless steel plated in real 18K gold'13
Plating thicknessNot stated1,4,13,14,15,16
StonesMarquise pieces set with CZ, named as CZ14
Pearls'Genuine freshwater pearls'15
Glass beads namedRainbow necklace: freshwater pearls and glass beads16
DiamondsNone in the product feed2,4,13,14,15,16
Waterproof claim'Every piece is ocean and pool waterproof'5
What it sells65 products: waterproof jewelry (bracelets, necklaces, earrings, rings, sets), plus surf stickers and a gift card2
Hair-tie Hider Cuff Bracelet'The World's Only Bracelet That Hides Your Hair-Tie'; $63.008
Prices (product feed)$5 stickers; jewelry mostly $35 to $75, sets up to $1992
Price on a product pageDome Ring $35.004
RingsSold in set sizes (5–9 on the pearl ring)15
Where it's made'Handmade by skilled artisans in PRC'4
Sourcing policyNone published (giving to ocean nonprofits isn't one)1,4,5,8,13,14,15,16

Payment

The store runs on Shopify8. Its terms accept major credit cards and the other methods shown at checkout10; the checkout code shows Visa, Mastercard, American Express, Discover and JCB through Apple Pay, and PayPal8. We didn’t score installment plans because most of its products cost under $1002.

All details we checked
Terms of service'Major credit cards and other payment methods as displayed at checkout'10
Cards (page code)Visa, Mastercard, Amex, Discover, JCB through Apple Pay8
PayPal (page code)PayPal checkout enabled8
Checkout platform (page code)Shopify8

What customers say

We found no Trustpilot profile for surfersjewelry.com in Google results12, and Google shows no rated listing for the brand19; we’re still checking Trustpilot and the BBB by hand. Its Facebook page is ‘not yet rated’18. A listing on shop.com shows 4.7 from 401 reviews20. We found no complaints about the store in Google results.

All details we checked
TrustpilotNo profile for surfersjewelry.com in Google results12
GoogleA knowledge panel with the name only: no address, no rating19
Facebook page'Not yet rated (0 reviews)'18
shop.com listing4.7 from 401 reviews20

Official social profiles

Linked from Surfers Jewelry’s own website, so these are the brand’s real accounts.

Alternatives to Surfers Jewelry

  • Gorjana — Gold-plated layering jewelry from Laguna Beach with free returns through its returns portal
  • Kendra Scott — Plated fashion jewelry with a free prepaid return label within 30 days and a one-year warranty
  • Monica Vinader — Gold vermeil and recycled silver with 100 days to return and a 5-year warranty

Surfers Jewelry FAQ

Is Surfers Jewelry legit?

It’s a real, young brand: its founder says the brand started in December 20241, and it publishes a Los Angeles address, a phone number and an email9. Its plated steel pieces carry a lifetime color warranty7. But it gives no refunds for a change of mind — only an exchange or store credit within 30 days of delivery3 — and you pay return shipping3. We found no Trustpilot profile12.

What is the Surfers Jewelry hair-tie bracelet?

It’s the Hair-tie Hider Cuff Bracelet, which the home page bills as ‘The World’s Only Bracelet That Hides Your Hair-Tie’; it costs $63.00 on its own8. Like the rest of the range, it’s sold as waterproof stainless steel jewelry1,5.

Is Surfers Jewelry real gold?

No: it’s stainless steel, with gold pieces PVD-plated in 14K or 18K gold; the silver-colored option is plain stainless steel1,4. It doesn’t give the plating thickness1,4,13,14,15,16.

Can you wear Surfers Jewelry in the ocean?

The brand says every piece is ‘ocean and pool waterproof’5, and its lifetime color warranty replaces a piece whose plating fades or tarnishes under normal use — but not damage from chemicals such as chlorine or bleach, and not pearl jewelry1,7.

Can I return or exchange Surfers Jewelry?

Within 30 days of delivery you can exchange an unworn piece (US orders) or return it for store credit; there’s no refund to your card unless the item arrived damaged, defective or wrong3. You pay the return shipping, and on an exchange the shipping on the replacement too3.

How we score stores

The Trust Score adds up 100 points across six areas: identity & transparency (20), purchase protection (25), warranty & aftercare (15), product transparency (15), payment safety (10), reputation (15). Every point is tied to a fact we can link to, and the rules are the same for every store. Read the full methodology.

90+ Excellent · 75–89 Trustworthy · 60–74 Mostly reliable · below 60 Proceed with caution. Ratings from other platforms are summarized in our own words with a link; we don’t copy reviews.

Update history

  • Nov 3, 2026 — First published, before our editor’s review. Every fact checked against surfersjewelry.com and the other sources listed below as they read that day.
About this review

Researched and written by the Trusted Jewelries team. Every fact is checked against its source by our software. Our editor, Valentina Di Roberto, hasn’t reviewed this Trust Check yet; once that’s done, the editor’s name and the review date will appear here. Stores can’t pay for a review or a score. Found a mistake or a policy that has changed? Tell us and we’ll correct it.

Sources

All pages were read on Nov 3, 2026. Store policies change — check the store’s current terms before you buy.

  1. Surfers Jewelry — FAQ
  2. Surfers Jewelry's product feed (products.json on surfersjewelry.com, all 65 products)
  3. Surfers Jewelry — Refund policy
  4. Surfers Jewelry — product page: Dome Ring | Surfers Jewelry
  5. Surfers Jewelry — Our story
  6. Domain registration record (RDAP)
  7. Surfers Jewelry — Product Claims & Lifetime Color Warranty Policy
  8. Surfers Jewelry — home page
  9. Surfers Jewelry — Contact information
  10. Surfers Jewelry — Terms of service
  11. Surfers Jewelry — Privacy policy
  12. trustpilot.com: Read Customer Service Reviews of superjeweler.com — Google result snippet, Nov 3, 2026
  13. Surfers Jewelry — product page: Freshwater Pearl Threader Earrings
  14. Surfers Jewelry — product page: Marquise CZ Jewelry Set | Surfers Jewelry
  15. Surfers Jewelry — product page: Freshwater Pearl Ring | Surfers Jewelry
  16. Surfers Jewelry — product page: Rainbow Mini Pearl Jewelry Set | Surfers Jewelry
  17. Surfers Jewelry — Shipping policy
  18. facebook.com: Surfers Jewelry | Honolulu HI — Google result snippet, Nov 3, 2026
  19. Google search: surfers jewelry
  20. shop.com: Surfers Jewelry — Google result snippet, Nov 3, 2026
Surfers Jewelry 40/100Affiliate linkVisit Surfers Jewelry